PointsIQ is your personal AI travel advisor — optimizing card spend, tracking transfer bonuses, and finding redemptions worth 5× or more.
Free tier includes 5 AI searches/month. Unlimited on Pro.
Ask anything — "Is Amex or Chase better for my hotel spend?" — and get a precise, personalized answer in seconds, backed by your actual card portfolio.
See every card's real ROI on your spend, keep/cancel verdicts, and an annual-fee payoff analysis. Stop guessing which cards are pulling their weight.
Enter your monthly budget categories. PointsIQ routes each dollar to the highest-earning card automatically — and shows you the points you'd otherwise leave on the table.
Get notified the moment a 30% Chase → Hyatt bonus or 40% Amex → Avianca bonus drops. These windows close fast — be the first to know.
Tell us your destination. PointsIQ surfaces the best redemption paths across 40+ transfer partners — including sweet spots worth 10+ cents per point.
Never let points expire silently. Track sign-up bonus deadlines, points expiration windows, and get reminded before anything slips through the cracks.
Enter your card portfolio — what you hold, their annual fees, and approximate spend by category. Takes 90 seconds.
Use the AI chat to ask anything about your points, or browse the card analysis, spend routing, and alerts dashboards.
Follow PointsIQ's routing recommendations and redemption alerts to squeeze maximum value from every dollar.
I was leaving almost 2 cents per point on the table every redemption. PointsIQ's transfer partner finder fixed that in a single session.
The transfer bonus alerts alone are worth the subscription. Caught a 40% Avianca bonus I would have completely missed — used it for two business class seats.
I compared it to Award Wallet, Frequent Miler's tool, and TravelFreely. PointsIQ is the only one that actually thinks with me instead of just showing me numbers.
Start free. Upgrade when you're ready to unlock unlimited AI searches.
Perfect for exploring. No credit card required.
Get started freeFor serious points optimizers. Cancel anytime.
Subscribe — $12/monthAnnual plan available · 2 months free · Cancel or downgrade anytime
| Feature | PointsIQ | TravelFreely | Award Wallet |
|---|---|---|---|
| AI-powered personalized advice | ✦ | ✗ | ✗ |
| Real-time transfer bonus alerts | ✦ | ✓ | ✗ |
| Card ROI & keep/cancel analysis | ✦ | ✗ | ✗ |
| Spend routing optimizer | ✦ | ✗ | ✗ |
| 40+ transfer partner tracking | ✦ | ✓ | ✓ |
| Points expiry tracking | ✦ | ✓ | ✓ |
| Free tier available | ✦ | ✓ | ✓ |
Free to start. No credit card needed. Upgrade to Pro when you're ready for unlimited AI searches.